Student Loans

The Student Loan Ninjette Explains This Website

Hey fellow college students! Winter semester has begun and many of us don't have the money to pay for it!

We're going to need student loans (if not this semester, next) and in order to get the right loan with the right interest rate we have to be educated- I mean on student loans!

Luckily, the Student Loan Ninjette has gathered together all the information you are seeking.

Click the links to your left to start learning about student loans!

Our college years can be very stressful. Trying to juggle classes, study, get homework in on time, develop your social life, sleep, work, fight pirates and participate in extracurricular activities (not to mention all the domestic chores such as shopping, cooking, cleaning and laundry) is a pain in the -you know where-. However, the most stressful and agonizing aspect of college life is usually figuring out how to pay for it all (unless you're lucky enough to have a rich uncle).

About-Student-Loans.com will help you get the information you need to find a student loan that is perfect for you! We also provide free information on other student finance options such as scholarships and grants.

Remember to

Student Loan Alternatives-
An "alternative college loan," also known as a private college loan, is different than a federal student loan. Click here to see if it's right for you.
Low-Interest Student Loans-
Find out how to get the low interest college education loans you've been looking for. What are the qualifications for obtaining a low interest loan? Where can you find one? Is there a low-interest federal government loan?
Student Loan Consolidation-
Great information on school loan consolidation. Student education loans can get out of hand sometimes, especially once you've graduated from college. Debt consolidation may or may not be the best option for you. Consolidation is when you compile all your student loans into one. Whether it's private loan consolidation or Stafford loan consolidation, read these articles to find out if student consolidation loans are right for you.
Stafford Student Loans-
Stafford student loans are the most popular loans. Why? Check out our Stafford Student Loan information page to find out! And to check out information on other federal student loans.
Managing Student Debt-
Awesome information that will help you successfully manage your student debt and reduce it as quickly as possible. Also, tips to help you make more and spend less!
Student Finance Options-
Taking out a loan isn't your only option, and quite often it isn't the best choice for you. Scholarships and grants are great alternatives to taking out a loan because you don't have to pay them back. Visit our Student Finance Options page to explore finance options other than student loans.
Other College Information-
Learning how to take out loans, find scholarships, and manage your debt are all great things that you ought to know while your in college. However, there are other important things that college students should know. Here are Other College Articles that explain a few of these important things.

We are always looking for additional articles. If you have an article you would like to submit about student loans, please fill out the form here and we will post it shortly.

Recent Student Loan News- June 27, 2009

New Plans Will Free Up the 'Free Application' for Student Aid

Education Secretary Arne Duncan announced plans Wednesday to simplify the application process for federal student aid, including a feature that lets some users skip irrelevant questions and a proposal to eliminate other questions. It also would allow families to use tax-related information they already provide to the IRS.

Both Duncan and IRS Commissioner Douglas Shulman called the current system a nightmare. Shulman described the form used now as "an endurance test for students and their families."

One goal is to ease the burden on the 16 million students and families a year who gather up bank statements, investment information and other documentation needed to fill out the Free Application for Federal Student Aid, or FAFSA. It asks as many as 153 questions, depending on a student's circumstance.

Another is to encourage more low- and middle-income students to apply for aid. Some data suggest, for example, that about 1.5 million college students probably are eligible for federal Pell Grants but have not applied for them. Other data show some students are turning to private loans when they might have gotten a better deal through a federal loan program.

The changes are part of the Obama administration's multi-pronged effort to increase the number of U.S. students earning college degrees. "We have to educate our way to a better economy," Duncan said in a statement Tuesday. "Young people and adult learners deserve the chance to go to college and to know the money they need is available."

— Mary Beth Marklein